It looks like the rumors are true! I’ve heard this was coming this year and would be very similar to what Wachovia is doing. It’s called the “HPO Short Sale”, and Fresno really needs this! I’m a short sale specialist in Fresno and have done countless Bank of America short sales. I’ve seen the process has improve over the past year… but nothing like this! I cant wait for this to be released to everyone.
Source: HREU
Bank of America is testing and will soon have a national roll-out of a new program that will revolutionize the short sale process.
This new program is called HPO Short Sale. (We know the ‘H-P’ stands for High Performance but, as of this post we still don’t know what the ‘O’ represents.)
Needless to say, we are very excited about what this new HPO Program will mean to our industry.
Here are the details:
(Remember, this program is being quietly introduced, using only a hand-selected group of top short sale agents across the country.)
* 6% commissions
* Every short sale seller and agent will be assigned a personal advocate who will shepherd the short sale through, using the new, simple process. Think of this as your own ‘short sale personal representative’.
* No pre-qualifying, no hardship required. Being upside down in the house IS the hardship.
* No documentation.
* No bank statements.
* No tax returns.
* No financial worksheets.
* No deficiency judgement.
* No financial contribution from the seller of any kind will be requested.
* Only requirements? -A listing contract -A purchase contract -An appraisal, though we’ve been told the appraisal will not have an adverse bearing on the final acceptance.
* 2 WEEK approvals.
More info will be released soon…
About Jeremy Smiley
Interesting news. It will be even more interesting to find out more as new details come out. I have heard that Bank of America was doing something along these lines but never had any personal experience with any clients dealing with it.
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